Wednesday, January 23, 2013

LIC's Jeevan Ankur - Save for your Child - Plan No. 807

LIC's Jeevan Ankur

Plan No. 807  - UIN-512N267V01



  • An excellent Plan to Protect your Child's golden future
  • A With Profit Plan
  • A New Attractive Plan From LIC for Your Child.
  • Excellent Plan which takes care of the multiple Financial needs that arise as your kids grow up.
  • Parent is the Life assured and your child is the beneficiary.

Benefits

  • Maturity - End of the Term: Basic Sum Assured +Loyalty Additions
  • In the event of Death of LA:
  1. Basic S .A. for Immediate Expenses.
  2. Income Benefit meets yearly Expenses. (10% of BSA every year).
  3. Maturlty Benefits as planned

Eligibility

  • Entry age : Life assured -18 years to 50 years should Have a child Between 0 to 17 Years
  • Term : Min :18 minus child’s age or 8 years whichever is higher
  • : Max : 25 minus child's age.
  • Minimum S.A : Rs 100000 multiples of Rs. 5000 and no upper limit of maximum SA.
  • Mode of premium payment : Single, Yearly, Half yearly, Quarterly and Mly (ECS and SS8 only)
  • Attractive Mode rebate and High SA, rebates are available.
  • Optional Riders :
    • Accident benefit
    • Critical illness benefit
    • PWB option under critical illness rider

Sample premium Rates:
 Following are some of the sample premium rates (exclusive of service tax) per Rs. 1,00,000/- S.A.:

Single Premium
Age
Policy term

10
15
20
25
            20
61,545
49,495
40,595
34,800
30
61,880
50,335
42,210
37,530
40
63,875
54,160
48,360
46,360







Annual Regular Premium
Age
Policy term

10
15
20
25
       20
9,065
5,645
3,970
3,110
       30
9,120
5,750
4,135
3,350
       40
9,470
6,235
4,780
4,175






A Must-have Plan for all Parents

For more details contact on 98860 98816 or lic.purna@gmail.com

Details in Kannada 

Friday, January 18, 2013

LIC’s NEW JEEVAN NIDHI - A Deferred Pension Plan - No. 812

LIC’s

NEW JEEVAN NIDHI

(A Deferred Pension Plan - Plan No. 812)


  • A conventional with-profit pension plan.
  • On maturity the amount of sum assured+guranted addition+bonus will be converted into immediate annuity.
  • Guranteed addition @ Rs. 50/- per Rs.1,000/- sum assured during the first five year.
  • From sixth year onward simple reversionary bonus upto date of vesting
  • Death risk covered during deferment period.
  • Annuity will be paid at the rate applicable at the time of vesting.
  • On date of vesting option to take immediate annuity or invest the amount in deferred annuity plan of LlC.
  • Accident Benefit available
  • Age at entry from 20 years to 60 years
  • Deferment period 5 years to 35 years
  • Minimum age at vesting 55 years maximum 65 years.
  • Minimum Sum Assured Rs.1,00,000/- in Regular Premium and Rs. 1 ,50,000/- in Single Premium
  • No limit of Maximum Sum Assured
  • All Modes allowed
  • High Sum Assured and Mode rebate available.
  • Policy can be dated back
 Sample Premium Rates:
Following are some of the sample premium rates (exclusive of service tax) per Rs.1,00,000/- Sum Assured:
 
Single Premiums
Age at entry
Policy term
 
10
20
30
25
-
-
43,580
35
-
61,200
45,615
45
85,255
63,280
-

Annual Premiums
Age at entry
Policy term
 
10
20
30
25
-
-
3,275
35
-
5,360
3,480
45
11,525
5,715
-
 
 
Policy Highlights in Kannada




 For more details, contact me on lic.purna@gmail.com or 98860 98816

Thursday, January 17, 2013

LIC's Flexi Plus - A Unit Linked Plan - No 811

LIC's Flexi - Plus

(A Unit linked plan - Plan No. 811)



Quick View of Benefits
  • Two Funds to choose from - Debt Fund & Mixed Fund
  • On Maturity Policyholders Fund Value will be paid.
  • On Death three benefits
  1. Immediate lump sum payment equivalent to sum assured
  2. All future premium credited to Policy holder's Fund
  3. On maturity date the Policy holder's Fund Value payment
  • Four free switches of Fund in a year
  • Partial Withdrawal is allowed
  • All modes allowed
  • Sum Assured: (10* annualized premium) or (105% of the total premiums paid including any premiums which have fallen due but not paid), whichever is higher.
  • Premium range:
Mode Minimum (Rs.) Maximum (Rs.)
Yearly
15,000
100,000
Half-Yearly  
10,000
50,000
Quarterly
5,000
25,000
Monthly (ECS)
2,000
8,000
         




    
  •  Entry Age between 18 years to 50 years
  • Maximum maturity age 60 years
  • Policy Term between 10 years to 20 years
  • Charges likes Premium Allocation Charge, Mortality Charge, etc. applicable by cancelling units.
Quick View of Plan Benefits in Kannada


 
 For More Details: Please contact me on lic.purna@gmail.com or 98860 98816