Friday, January 18, 2013

LIC’s NEW JEEVAN NIDHI - A Deferred Pension Plan - No. 812

LIC’s

NEW JEEVAN NIDHI

(A Deferred Pension Plan - Plan No. 812)


  • A conventional with-profit pension plan.
  • On maturity the amount of sum assured+guranted addition+bonus will be converted into immediate annuity.
  • Guranteed addition @ Rs. 50/- per Rs.1,000/- sum assured during the first five year.
  • From sixth year onward simple reversionary bonus upto date of vesting
  • Death risk covered during deferment period.
  • Annuity will be paid at the rate applicable at the time of vesting.
  • On date of vesting option to take immediate annuity or invest the amount in deferred annuity plan of LlC.
  • Accident Benefit available
  • Age at entry from 20 years to 60 years
  • Deferment period 5 years to 35 years
  • Minimum age at vesting 55 years maximum 65 years.
  • Minimum Sum Assured Rs.1,00,000/- in Regular Premium and Rs. 1 ,50,000/- in Single Premium
  • No limit of Maximum Sum Assured
  • All Modes allowed
  • High Sum Assured and Mode rebate available.
  • Policy can be dated back
 Sample Premium Rates:
Following are some of the sample premium rates (exclusive of service tax) per Rs.1,00,000/- Sum Assured:
 
Single Premiums
Age at entry
Policy term
 
10
20
30
25
-
-
43,580
35
-
61,200
45,615
45
85,255
63,280
-

Annual Premiums
Age at entry
Policy term
 
10
20
30
25
-
-
3,275
35
-
5,360
3,480
45
11,525
5,715
-
 
 
Policy Highlights in Kannada




 For more details, contact me on lic.purna@gmail.com or 98860 98816

1 comment:

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